Financing Solutions

Challenges with Your Credit? Need a New Vehicle? The Finance Professionals at JTL Auto Sales Inc are Here to Help

Have you felt the sting of rejection at dealerships in the Centereach, NY area in your search for a new car? Are you worried that your credit challenges are going to stand in the way of your much-needed new vehicle? You are not alone. There are many folks who have had similar unfortunate circumstances and are finding the vehicle purchasing process very difficult. We believe in second chances and are here to help those Smithtown, NY customers who may have had some credit issues in the past. JTL Auto Sales Inc, located at 504 Middle Country Road in Selden, NY, urges everyone who has had these issues to contact us or come into our dealership and give us the opportunity to use our resources to help. Our dealership also has a large selection of bargain vehicles under $10,000 on our used lot. We aim to have used cars for every type of driver and budget. Some of the brands we have represented on our lot include Ford, BMW, Nissan, Mercedes-Benz, GMC, Hyundai, Dodge, Chevrolet, Jeep, and Toyota.

A Kind and Compassionate Staff

We understand it can be difficult to apply for credit when you have bad credit. You might fear judgement or rejection. The finance team at JTL Auto Sales Inc meets every customer who comes into their office with compassion and respect. There is no judgement on our end. We just want the opportunity to help and get you into a vehicle at a monthly payment you can afford. Our finance staff has years of experience in the auto financing industry and has helped many of our Farmingville, NY area customers get an auto loan when they didn't think they could. Over the years, the finance professionals have worked with people from all over the credit spectrum and have developed a special expertise in working with those who have poor credit or no credit. Don't let your past credit problems stop you from contacting us and letting us try to give you some relief.

The Resources to Help You Be Successful

There are many ways that our finance team can help our Coram, NY customers get a car loan, but one of the main ones is the resources we have at our disposal. We have a large network of banks and credit unions that we use to try and obtain car financing for our customers. Some lenders have programs that are designed specifically for those who are looking to build or rebuild their credit. The finance staff has developed great relationships with our lending partners and will use these relationships to your benefit. A car loan is a great way to build or rebuild credit quickly. If you are approved for an auto loan and make your payments on-time, your credit score will get a huge boost and you will have doors open to you that were previously closed. We understand that bad things like foreclosure, bankruptcy, repossession, and divorce can happen to very good people and want to do what we can to turn your luck around. The finance professionals will attempt to pair you with a lender that can work with your situation and get you a car loan that works for your budget.

The Importance of Being Prepared

If you are thinking of visiting our dealership and finding the right car for your needs, one way you can help take control of your auto financing is by being organized and bringing some documentation with you that could help streamline your car loan. Some of the documents you may want to bring with you include:

  • Copies of a few recent paystubs
  • A recent utility bill showing your name and address
  • Your valid driver's license
  • Names, addresses, and phone numbers of some references
  • A copy of your insurance card

Let's Get Started

The first step in getting you on the path to rebuilding your credit and into a new vehicle is to get you pre-qualified, which you can do right from the comfort of your own home. The pre-qualification process doesn't commit you to anything, but will let you know the amount of money you are pre-qualified to borrow and could streamline your car search. Once you have been pre-qualified and have selected your car, our finance team at JTL Auto Sales Inc, in Selden, NY, will work on getting you the final approval. Complete the pre-qualification form today and take control of your car financing destiny.