Getting a car loan may depend on your credit score and history. If your credit isn't where you want it to be right now, the good news is that you can improve it. Effective ways to increase your credit score include eliminating a debt balance or lowing your credit utilization rate.

In some cases, you can improve your credit score simply by waiting. Information reported to credit bureaus will remain on your credit report for seven years. However, once that time passes, it is like that missed payment or bankruptcy never happened. This may result in a higher credit score and an increased ability to get financing to purchase a vehicle.

At JTL Auto Sales Inc in Selden, NY we offer auto loans at competitive rates. Financing terms may be suitable for all buyers regardless of their credit history. You can get financed at the dealership or by applying online.

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